Not putting up a jungle gym in the playground is an example of which risk management technique?

Not putting up a jungle gym in the playground is an example of which risk management technique?

• A. Avoidance
• B. Reduction
• C. Sharing
• D. Retention

Answer: (A)

Risk avoidance involves eliminating exposure by not engaging in the risky activity. Not putting up a jungle gym removes the potential for playground injuries and the facility’s liability altogether, so the risk is avoided rather than mitigated. Other approaches would keep the feature but reduce risk (adding safety features, supervision, soft surfacing), transfer risk to others (insurance or contracts), or accept the risk and handle any losses (retention). In this case, the action chosen is avoidance because it eliminates the risk from the outset.

Risk avoidance involves eliminating exposure by not engaging in the risky activity. Not putting up a jungle gym removes the potential for playground injuries and the facility’s liability altogether, so the risk is avoided rather than mitigated. Other approaches would keep the feature but reduce risk (adding safety features, supervision, soft surfacing), transfer risk to others (insurance or contracts), or accept the risk and handle any losses (retention). In this case, the action chosen is avoidance because it eliminates the risk from the outset.